Budget separately for any Car Pass or Expansion intended for Steam and PS5, even if the same content is already owned through Xbox Play Anywhere. For Xbox and Windows players, LootBar game top-up(https://www.lootbar.com/top-up/ ) is a third-party option for Microsoft/Xbox credit or 25-character activation keys, not an official Microsoft partner. Redeem a compatible code through the Microsoft Account that owns the Forza save, and confirm the game or DLC appears in the Xbox library before joining a PS5 convoy. Check the code region first, because a region mismatch can prevent redemption even when the account link is correct. That last point is the classic 'all bark and no bite' trap. A code can look perfect and still fail because it was issued for the wrong region.